Achieve-Therapy-and-Fitness-Grand-Forks-ND-East-Grand-Forks-Park-Rapids-MN-homepage-banner2

Payment Options

Insurance Info

As a courtesy to our patients, we will verify your health benefits prior to your arrival to determine if there will be a copay, deductible, or coinsurance for therapy services.
We gladly accept most insurance plans. Please call Achieve Therapy and Fitness at 866-320-3562 to verify as we are always adding new insurance plans.
For those patients who do not have health insurance or those who have maxed out their benefits, we offer a private pay plan. Please contact us for more information on our fees for service and payment details.

Disclaimer: While this is an extensive list, health plans do change regularly without prior notification. We recommend that you verify with your health plan what physical therapy benefits you have available.

No Surprises | Good Faith Estimate

Achieve Therapy LLC will provide all patients who do not have insurance or who are not using insurance an estimate of the bill for therapy services.

Cash-Based Options

Prioritizing Patient Needs: Cash-Based Physical Therapy at Achieve Therapy and Fitness

Cash-based physical therapy is a model of service in which physical therapists accept direct payment from patients instead of relying on insurance reimbursement.

At Achieve Therapy and Fitness, we have implemented this model for the following reasons:

  • Improved Patient-Therapist Relationship: By eliminating the insurance company arbitrarily stopping your rehabilitation or making the process unnecessarily complicated, the therapist and patient can focus on what matters most, your results!
  • Control Over Services: It allows physical therapists to determine the type and frequency of treatment based on patient needs rather than what an insurance company is willing to cover. It gives the therapist more freedom to provide the best possible care.
  • Simpler Billing: The billing process is greatly simplified without insurance companies in the mix. Therapists can spend less time dealing with paperwork, claims submissions, and follow-ups and more time helping you get the results you deserve!
  • Price Transparency: In a cash-based model, patients know upfront the cost of their treatment. This can lead to fewer surprises and better financial planning for patients.
  • Lower Overall Costs: Because treatment costs aren’t inflated to meet insurance reimbursement rates, the actual cost of services is often lower in a cash-based model. Research has shown that cash-based physical therapy typically requires fewer visits than traditional insurance-based models, resulting in less cost to the patient.

However, it’s important to remember that this model isn’t without drawbacks. For example, some patients may prefer to utilize their insurance coverage for such services if available, which is why we also provide that service.

As with any healthcare decision, it’s essential for patients to carefully consider their needs, finances, and insurance coverage when deciding between insurance-based and cash-based physical therapy.

Call today to learn more about our payment options!